Starting in January 2022, the district announced two changes to our benefits.
Self-Insured: As you may have noticed on your benefits cards, while the district will still be using Aetna to administer our health benefits, they have moved from a “Fully Insured” to a “Self-Insured” program. What does this mean exactly? With a fully-insured health plan, the employer pays a premium to a health insurance company. In return, the insurance company covers the costs of the employees’ healthcare. With a fully-insured plan, there is no additional risk to the employer. In a self-insured plan, the employer
